Extra Value Checking
Peace of mind, built into everyday banking.
A Checking Account That Protects Your Identity and Your Money
Get the same perks as our Free Checking with eStatements account, but with full identity theft protection plus other account benefits1. For just $3.75/month and no daily minimum balance requirement, you'll have tools and support that help protect your identity and your finances.
Peace of mind, built into everyday banking.
ID Theft Protection
Fully managed fraud recovery, credit monitoring, and up to $25K in coverage.
Dark Web Scan
Alerts you if your personal data is found on the dark web.
Personalized Support
Get help from a privacy advocate to investigate identity fraud.
Identity theft protection and so much more!
With Extra Value Checking enjoy identity theft protection¹—plus a suite of banking perks designed to help you save, protect, and manage your money smarter.
ATM Fee Rebates:
- Enjoy up to two withdrawals each month at ATMs outside of our CO-OP® Network.4
Loan Rate Discounts:
- Exclusive discounts on consumer loan rates.3
Full Identity Theft Protection:
- Up to $25,000 identity theft expense reimbursement.2
- Fully managed identity fraud recovery that's extended to 3 family generations.
- Personal privacy advocate to help investigate a suspected or active identity fraud situation.
- Dark web monitoring and proactive identity fraud monitoring services.5
- Annual credit report, credit monitoring and alerts with credit score changes.
Already have an Extra Value Checking account, but not yet registered for your identity theft protection benefits?
Visit the NXG Strategies site to login to your account or learn more about identity theft protection.
Everyday Banking Benefits included with your account:
- Debit MasterCard®
- Free Monthly eStatements
- Cal Coast Online Banking
- CoastLine Telephone Banking Services
- Mobile Banking6, Mobile Deposit, Bill Pay and PayItNow person-to-person payments7
- Free access to 30,000 Cal Coast and CO-OP® ATMs Nationwide
- Unlimited check writing
- Courtesy Pay and Debit Card Courtesy Pay options8
Advanced Security Debit Card
Each California Coast checking account comes with a FREE California Coast Debit Mastercard®. It’s a “must-have” wherever you go—because it gives you 24/7 access to your cash and lets you make purchases wherever you see the Mastercard® logo. Whether for cash on the go or for purchases, our card fraud protection program always protects you and your money! Plus, our new chip-enhanced debit card provides additional security.
You May Also Like These Checking Options
Free Checking with eStatements
Open a free checking account with eStatements and get no monthly fee and a secure debit card.
Ultra Performance Checking
Learn more about the ultimate checking account for 24/7 monitoring that keeps your assets protected and your identity safe.
Dividend Checking
With a dividend Checking Account, you can earn dividends with a high monthly interest on your balance and enjoy all the conveniences that come with Cal Coast checking accounts.
1. Minimum opening balance of $25. Maintenance fee of $3.75 charged monthly. Applicant must be at least 18 years of age to open an account.
2. Identity theft insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies. The information provided is a program summary. Please refer to the Identity Theft Expense Reimbursement Evidence of Coverage forms for additional information including details of benefits, specific exclusions, terms, conditions and limitations of coverage. Coverage is currently not available to residents of the state of New York and may not be available in other U.S. territories or jurisdictions in the future. Insurance products are not federally insured, are not obligations of, or guaranteed by the credit union.
3. Members in good standing may receive loan rate adjustment upon funding. Excludes credit card or Lines of Credit. Actual rate discount based on market conditions. Discount does not apply to promo rates or terms and cannot be combined with other offers. Subject to change without notice.
4. ATM fee waivers do not include those fees charged by banks outside the CO-OP network.
5. MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ACTIVATION BEFORE THE SERVICES ARE ACTIVE. Proactive Monitoring Services are applicable to individuals age 18 and older who have a valid credit file. Credit Services are provided by TransUnion®, subject to change. The credit score provided may not be consistent with the credit score model used by a lender, and therefore cannot be relied upon to determine creditworthiness for any particular loan opportunity.
6. Check with your wireless provider to determine if data and text messaging rates apply.
7. Maximum transfer amount is $1,000. There is no fee to use this service. Learn More.
8. If an account is overdrawn, please be aware that if it is not brought to a positive balance within 30 days, the account may be closed.
Serving anyone who lives or works in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties.